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  LIMBS  
  Permanent and incurable paralysis of all limbs £7,000  
  Permanent total loss of use of two limbs £7,000  
  Permanent total loss of use of one limb £3,500  
  EYES  
  Loss of entire sight of both eyes £10,000  
  Loss of entire sight of one eye £5,000  
  Permanent total loss of the lens of one eye £1,750  
  FINGERS  
  Permanent total loss of use of four fingers and thumb of one hand £2,800  
  Permanent total loss of use of four fingers of one hand £1,400  
  Permanent total loss of use of both thumb joints of one hand £1,400  
  Permanent total loss of use of one thumb joint of one hand £700  
  Permanent total loss of use of three finger joints on one finger of either hand £350  
  Permanent total loss of use of two finger joints on one finger of either hand £245  
  Permanent total loss of use of one finger joint on either hand £140  
  TOES  
  Permanent total loss of use of all toes on one foot £1,050  
  Permanent total loss of use of both big toe joints on one foot £350  
  Permanent total loss of use of one big toe joint on one foot £140  
  Permanent total loss of use of one toe on one foot £140  
  HEARING  
  Permanent total loss of hearing in both ears £3,500  
  Permanent total loss of hearing in one ear £1,050  
  BURNS  
  Full thickness burns covering 27% or more of the body surface £1,500  
  Full thickness burns covering 18% – 27% of the body surface £1,200  
  Full thickness burns covering 9% – 18% of the body surface £900  
  Full thickness burns covering 4.5% – 9% of the body surface £600  
  FRACTURES RESULTING FROM AN ACCIDENT  
  Arm – fractures to humerus, radius and ulna £70  
  Leg – fractures to femur, patella, tibia and fibia £140  
  • where fractures are caused to more than one limb, the appropriate benefit will be paid for each limb    
  DEATH AND FUNERAL EXPENSES  
  Death £10,000  
  Funeral expenses following death as a result of an accident £875  
 


FREE Comprehensive
Personal Accident Plan

Our Personal Accident Plan covers
death, permanent bodily injury and
major fractures to arm and leg bones
as summarised below. Please refer to
the Personal Accident Policy Wording
and Schedule of Benefits for full
details. Please note that claims may
only be made for any of the following
conditions provided they are solely
and independently caused as the
result of an accident.

 

 

 

 

 

 

 

WHCA has arranged for the Personal
Accident Plan to be underwritten by Brit
Insurance Limited.
Registered Office: 55 Bishopsgate, London,
EC2N 3AS. Brit Insurance Limited is
authorised and regulated by the Financial
Services Authority.